If a man do evil he will be judged of God ON THIS EARTH, IN THIS LIFE.  Proof
 
Hebrews 12:6-8
For whom the Lord loveth he chasteneth, and scourgeth every son whom he receiveth. If ye endure chastening, God dealeth with you as with sons; for what son is he whom the father chasteneth not?
But if ye be without chastisement, whereof all are partakers, then are ye bastards, and not sons.
 
You will not go to hell for sin once you put your trust in the Son of God, but you will still pay.  God will still visit you with the rod to conform you to his Son. Notice it says if ye be WITHOUT CHASTISEMENT then ye are bastards.  It sounds like God's sons sin and need punishment.  If not you are saying God punishment is unwarranted.  Being a son (born again) means you get punished.  Being punished means you are sinning.  If you did not give up your sins, and you are still a son, that must mean sins can not cause you to lose your salvation.

Galatians 6:7
Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap.
 
Let us look at the lives of some saints.
 
Solomon was saved but he committed adultery (which is an abomination) from the moment he took a second wife to the end of his life.  Show me in the bible where he puts away his extra wives or concubines!  He also committed idolatry, let's be honest, demon worship.
 
1 Kings 11:3-5
And he had seven hundred wives, princesses, and three hundred concubines: and his wives turned away his heart.
For it came to pass, when Solomon was old, that his wives turned away his heart after other gods: and his heart was not perfect with the LORD his God, as was the heart of David his father. For Solomon went after Ashtoreth the goddess of the Zidonians, and after Milcom the abomination of the Ammonites.
 
 That is adultery everyday for  a lifetime, remember adultery is punishable by death, it is an abomination!  King Solomon was saved though.  He reaped what he sowed IN HIS LIFE ON EARTH.

 What about his father David? He is the Sweet Psalmist and yet what did he do?  He killed Uriah the Hititte, took his wife, and had a baby by her.  God killed his baby he had with Uriah's wife, the sword never departed from his house (perpetual warfare) and his family life was in shambles.  One of his sons raped his daughter.  The other brother killed him.  And he try to take his kingdom as he defiled his wives in front of all of Israel.  Here is proof
 
2 Samuel 12:10
Now therefore the sword shall never depart from thine house; because thou hast despised me, and hast taken the wife of Uriah the Hittite to be thy wife.
 
Listen to David
 
Psalm 40:12
For innumerable evils have compassed me about: mine iniquities have taken hold upon me, so that I am not able to look up; they are MORE THAN THE HAIRS ON MINE HEAD: therefore my heart faileth me.
 
David is a man after God's own heart. That is what he said about his sins.  Maybe you are underestimating how many sins you actually have.  Sounds like you need  a savior because I don't think your good enough, no one is.
 
Abraham went in to his wife's servant Hagar.  Jacob had two wives and was a deceiver. Moses murdered an Egyptian, Solomon multiplied wives and worshiped strange gods.  David committed adultery with Bathsheba and killed her husband Uriah the Hittite   Lot was a drunkard so was Noah, both were violated by their children while drunk.  Lot offered up his Daughters to be raped to save the angels, why not offer himself?  Peter denied Christ, Thomas doubted the resurrection.  The Christians in the book of acts that were headed by Paul in two years reverted to sorcery and magic, and after they could not cast out a demon they repented and burned their books of magic, Peter also refused to eat with gentiles.  Sampson slept with a hooker and committed murder suicide, King Saul killed himself as well.  Paul persecuted the church casting his vote to kill Steven.

EVERY LAST ON OF THEM ARE IN HEAVEN
 
 
-But to him that worketh not